rajmirk
07-20 11:08 AM
guys - i want to start a new forum on 401K ..
want to discuss what happens to people who have 401k contribution and want to go back to india
do we have to withdraw the 401K when we leave or can we withdraw it at a later date..
can some one start a new thread since i cannot figure out how.. thank you
401k is YOUR money (all that is vested). You can withdraw it whenever you want. Its not like SS benefits. Having said that, you dont have to withdraw it if you dont have the immediate need. Even if you go back, just let it be there, it will be kept invested, and will hopefully continue to grow.
And when you feel the need, just withdraw all/part of it. You will have to pay the taxes that were deferred, plus a penalty of 10%. But, with the company matching and the investment growth, in all probablity, even with the penalty+taxes, you will withdraw more than you have invested. So, dont worry about 401k.
-R
want to discuss what happens to people who have 401k contribution and want to go back to india
do we have to withdraw the 401K when we leave or can we withdraw it at a later date..
can some one start a new thread since i cannot figure out how.. thank you
401k is YOUR money (all that is vested). You can withdraw it whenever you want. Its not like SS benefits. Having said that, you dont have to withdraw it if you dont have the immediate need. Even if you go back, just let it be there, it will be kept invested, and will hopefully continue to grow.
And when you feel the need, just withdraw all/part of it. You will have to pay the taxes that were deferred, plus a penalty of 10%. But, with the company matching and the investment growth, in all probablity, even with the penalty+taxes, you will withdraw more than you have invested. So, dont worry about 401k.
-R
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gans
07-11 12:23 PM
For the rally, I think some members were looking for poster ideas. I just thought of some :
Legal immigrants deserve 'honesty' (like 'amnesty')
Skilled immigrants' aspirations 'killed'
Green card applicants see Red
I will try to come up with some more. If it's not good, no worries, I wouldn't take it personally:)
Legal immigrants deserve 'honesty' (like 'amnesty')
Skilled immigrants' aspirations 'killed'
Green card applicants see Red
I will try to come up with some more. If it's not good, no worries, I wouldn't take it personally:)
trueguy
08-13 05:32 PM
D. VISA AVAILABILITY FOR OCTOBER
The Mexico F2A and Employment Third preference cut-off dates are �unavailable� for both August and September, since those FY-2008 annual limits have been reached. The Visa Office had originally anticipated that this would be a temporary situation. Then with the start of the new fiscal year in October the cut-off dates would have returned to those which had applied during June. However, continued heavy demand in those categories may require the establishment of cut-off dates which are earlier than those which had applied in June. A formal decision determination of the October cut-off dates will not be possible until early September.
The Mexico F2A and Employment Third preference cut-off dates are �unavailable� for both August and September, since those FY-2008 annual limits have been reached. The Visa Office had originally anticipated that this would be a temporary situation. Then with the start of the new fiscal year in October the cut-off dates would have returned to those which had applied during June. However, continued heavy demand in those categories may require the establishment of cut-off dates which are earlier than those which had applied in June. A formal decision determination of the October cut-off dates will not be possible until early September.
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needhelp!
12-03 02:00 PM
I agree with this, we should definitely do this.
Since IV has contact e-mails for all its members, it can also send periodic e-mails on its activities, funding drives, recent achievements and ask for the members to contibute. This will be helpful for those who dont visit the site very often. For Example, recent update given by pappu inspired me to sign up for monthly contribution. But that would happen only if i visited the site very often. I would have missed it if i am not a regular visitor to the site.
Since IV has contact e-mails for all its members, it can also send periodic e-mails on its activities, funding drives, recent achievements and ask for the members to contibute. This will be helpful for those who dont visit the site very often. For Example, recent update given by pappu inspired me to sign up for monthly contribution. But that would happen only if i visited the site very often. I would have missed it if i am not a regular visitor to the site.
more...
dbcd
05-24 01:44 AM
I'm sure there are some intelligent and caring lawmakers somewhere who listen to legal immigrants' plight. They don't seem to be in enough or meaningful numbers. Most are interested in either keeping their seats or serving a subsection of their community.
Again, I believe they are moved mostly by lobbyists and other power groups. I don't yet fully understand how much power IV can wield, but IV could be one such group.
Lawmakers care about high-skilled immigrants only because people like B. Gates, Compete America and such keep lobbying any and all the time.
BTW, I'm not at all short-sighted about this. I'm just more realistic about how things happen in Washington. Need proof: For example, look at the staffers on McCain's campaign. Most are lobbyists. Understanding how democracy works in America and commenting about it is what the real big picture is.
DBCD
Calling does help in many ways. People have to think positive rather than berating an effort.
Based on the original post, I infer that lawmakers won't care if they receive calls from LEGAL Aliens. If that is the logic then why do you think that lawmakers will work on "immigration" bills. After all the "immigration" bills only benefit folks who don't vote immediately. But one of lawmakers duty is to build the next generation America, and "immigration" bills benefit next generation America. People got to understand this fundamental difference and stop being pessimistic about IV efforts.
Directly talking to lawmakers office (through phone or in person) is far more effective than Web faxes and digital signatures.
I just cannot understand how high-skilled folks can be so short sighted, Look at the big picture.
Again, I believe they are moved mostly by lobbyists and other power groups. I don't yet fully understand how much power IV can wield, but IV could be one such group.
Lawmakers care about high-skilled immigrants only because people like B. Gates, Compete America and such keep lobbying any and all the time.
BTW, I'm not at all short-sighted about this. I'm just more realistic about how things happen in Washington. Need proof: For example, look at the staffers on McCain's campaign. Most are lobbyists. Understanding how democracy works in America and commenting about it is what the real big picture is.
DBCD
Calling does help in many ways. People have to think positive rather than berating an effort.
Based on the original post, I infer that lawmakers won't care if they receive calls from LEGAL Aliens. If that is the logic then why do you think that lawmakers will work on "immigration" bills. After all the "immigration" bills only benefit folks who don't vote immediately. But one of lawmakers duty is to build the next generation America, and "immigration" bills benefit next generation America. People got to understand this fundamental difference and stop being pessimistic about IV efforts.
Directly talking to lawmakers office (through phone or in person) is far more effective than Web faxes and digital signatures.
I just cannot understand how high-skilled folks can be so short sighted, Look at the big picture.
angelfire76
01-17 01:35 PM
Hope is ok. But IV core has more access than normal members like lawyers, lobbyists. So their view is important. Atleast interpretation of Memo need to known to the members. Also feasiblity of succcess, amount of effort and money need to be known to the members. I am seeing silent in most lawyer sites like immigration-law, shusterman, ILW. Everyone posted memo but no one really that much bothered
If you don't have anything to add to this thread, can you please go away? You are really not saying anything we don't already know.
If you don't have anything to add to this thread, can you please go away? You are really not saying anything we don't already know.
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komaragiri
07-19 05:31 PM
The date USCIS receives the application is important for Visa bulleting to be considered Current, not the date you delivered to USCIS.
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mallikonnet
07-16 07:17 PM
singed
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leoindiano
10-29 11:28 AM
caliguy,
i sent you a PM for letter.
Vikki,
my case is similar to yours. RD august 3rd 2007. PD Nov 19th 2004.
I recently found that my case is pending review again. It was assigned to IO on sept 17th, got a FP notice, then it went back to storage again.
I called last week and opened SR. today called POJ twice and asked them to send a request to assign to IO, both times IO said, will do it. Not sure, if they are really doing it. Because, they dont give you any tracking number. I will keep calling them.
i sent you a PM for letter.
Vikki,
my case is similar to yours. RD august 3rd 2007. PD Nov 19th 2004.
I recently found that my case is pending review again. It was assigned to IO on sept 17th, got a FP notice, then it went back to storage again.
I called last week and opened SR. today called POJ twice and asked them to send a request to assign to IO, both times IO said, will do it. Not sure, if they are really doing it. Because, they dont give you any tracking number. I will keep calling them.
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sam_hoosier
11-26 01:26 PM
I believe after this new fees, we might have to pay one more time for the renewal and after that we never have to pay for any renewals. So it will not be a factor any more.
Are you saying we will all get our green cards ? :D
Are you saying we will all get our green cards ? :D
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gcbikari
06-11 09:58 AM
MOST Important things:
1. DO NOT talk to the party or attorney who sued you directly. If they call take the contact info, tell that ur attorney will call them.
2. Talk to your insurance company
3. Talk to an attorney
4. Gather all documentation that you have
Sorry about wat happened to you. Looks like there are considerable injuries . You might not win the case since you are at 80% fault. Like others said you can not go back to India like nothing happened. You have to consult an attorney, ask if he can work on contigency basis. They will get all med records to decide if other party is faking or claiming too much. If you loose the case, then it depends howmuch you have to pay. If damages awarded are less than 500K, you can file bankrupcy. But you end up paying like mortgage forever. Once you file bankrupcy, I think you can leave the contry legally. If you loose and wish to stay, Your payments will be reduced if you have kids and a house payment.
1. DO NOT talk to the party or attorney who sued you directly. If they call take the contact info, tell that ur attorney will call them.
2. Talk to your insurance company
3. Talk to an attorney
4. Gather all documentation that you have
Sorry about wat happened to you. Looks like there are considerable injuries . You might not win the case since you are at 80% fault. Like others said you can not go back to India like nothing happened. You have to consult an attorney, ask if he can work on contigency basis. They will get all med records to decide if other party is faking or claiming too much. If you loose the case, then it depends howmuch you have to pay. If damages awarded are less than 500K, you can file bankrupcy. But you end up paying like mortgage forever. Once you file bankrupcy, I think you can leave the contry legally. If you loose and wish to stay, Your payments will be reduced if you have kids and a house payment.
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delhirocks
07-14 05:33 PM
Good to know...good job guys...
Just got back from the rally, i would say it was a big success. Media coverage on the issue was fantastic. I saw the ABC7 news truck. There were many reporters from SJ Mercury news, SF Chronicle etc. Crowd was good, dont want to speculate on numbers yet but we should have an official word soon.
Police were very friendly. The crowd was very enthusiastic and also obeyed the rules. All of us stayed on side walks. Logiclife and Frankilin among others were there. Many reporters spread out and spoke to people.
Lot of members from another groups called Immigration Rights also joined us.
We got lot of honks. !!!!!!!!!!!!!!!!!!!!!!!!!1
Great JOB IV and everyone.
A
Just got back from the rally, i would say it was a big success. Media coverage on the issue was fantastic. I saw the ABC7 news truck. There were many reporters from SJ Mercury news, SF Chronicle etc. Crowd was good, dont want to speculate on numbers yet but we should have an official word soon.
Police were very friendly. The crowd was very enthusiastic and also obeyed the rules. All of us stayed on side walks. Logiclife and Frankilin among others were there. Many reporters spread out and spoke to people.
Lot of members from another groups called Immigration Rights also joined us.
We got lot of honks. !!!!!!!!!!!!!!!!!!!!!!!!!1
Great JOB IV and everyone.
A
more...
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chaukas
09-17 06:00 PM
Pls include letter to Ombudsman in the voting options.
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add78
04-28 09:57 AM
Any idea when this is going for voting?
Democrats are supporting this or not?
I would strongly suggest everyone to acquaint himself/herself with the legislative process and how a bill moves through different phases / steps before it becomes a law. You can find many postings documenting the process.
Right now it is just introduced in the senate. The problem for us is that Sen Durbin is Democratic Whip (i.e. Assistant Majority Leader) which gives him tremendous influence over garnering votes and referring which legislation to consider to the Majority Leader (Harry Reid in the Senate). Ultimately Reid decides which legislation get priority consideration. The fact that Grassley is a Republican and is close to the Minority Leader (I think) does not help us either. We will monitor the progress of the bill.
Democrats are supporting this or not?
I would strongly suggest everyone to acquaint himself/herself with the legislative process and how a bill moves through different phases / steps before it becomes a law. You can find many postings documenting the process.
Right now it is just introduced in the senate. The problem for us is that Sen Durbin is Democratic Whip (i.e. Assistant Majority Leader) which gives him tremendous influence over garnering votes and referring which legislation to consider to the Majority Leader (Harry Reid in the Senate). Ultimately Reid decides which legislation get priority consideration. The fact that Grassley is a Republican and is close to the Minority Leader (I think) does not help us either. We will monitor the progress of the bill.
more...
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logiclife
01-29 07:31 PM
I dont think companies are really geared to file for 140 within 45 days of labor approval.
Most of the companies take 4-6 weeks to just send the documents the lawyers request for filing 140. Then the lawyers, most likely forget something and request more documents. It takes another 2 weeks for company to send those.
All in all, on average I think companies need 3 months after approved labor to be ready to Fedex that 140 petition. No malicious intent on the part of employer, its just how things are. 45 days is going to make things difficult for many companies and many of the lazy, slow, procrastinating law firms.
Most of the companies take 4-6 weeks to just send the documents the lawyers request for filing 140. Then the lawyers, most likely forget something and request more documents. It takes another 2 weeks for company to send those.
All in all, on average I think companies need 3 months after approved labor to be ready to Fedex that 140 petition. No malicious intent on the part of employer, its just how things are. 45 days is going to make things difficult for many companies and many of the lazy, slow, procrastinating law firms.
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smisachu
07-30 11:12 PM
I replied but it did not get posted so here it goes again.
By asking me to recommend books you are signing up for trouble.;)
I will list in the order of mathematical knowledge to stat arb and high frequency trading and building your own model based trading platforms.
A good starting point for any financial engineer are these two books from my Professors.
Principles of Financial Engineering- Neftci
Benchmark approach to quantitative finance- Platen - this is very academic.
For practical quant knowledge:
Paul Wilmott on Quantitative Finance
Tools for Incomplete Markets, 2nd Edition Ales Cerny
Quantitative Financial Economics, 2nd Edition Cuthbertson
Now for High frequency and stat arb:
High Frequency trading- Aldridge
The econometrics of sequential trade models- kokot
Staticall arbitrage- pole
Building Automated Trading Systems: With an Introduction to Visual C++.NET - I have personally not red this one as I am not a code writer/programmer but programmers I know say this is very good.
Applied quantitave methods for trading and investments- Dunis
I also recommend reading Volatility trading- Sinclair. Good book for options
I can go on and on but I thing this should keep you busy for a couple of years:D
smisachu,
Where can one learn about high frequency trading ? Can you suggest books that mathematically model various instruments price movements such as stocks, options and futures ?
Thanks in Advance!
By asking me to recommend books you are signing up for trouble.;)
I will list in the order of mathematical knowledge to stat arb and high frequency trading and building your own model based trading platforms.
A good starting point for any financial engineer are these two books from my Professors.
Principles of Financial Engineering- Neftci
Benchmark approach to quantitative finance- Platen - this is very academic.
For practical quant knowledge:
Paul Wilmott on Quantitative Finance
Tools for Incomplete Markets, 2nd Edition Ales Cerny
Quantitative Financial Economics, 2nd Edition Cuthbertson
Now for High frequency and stat arb:
High Frequency trading- Aldridge
The econometrics of sequential trade models- kokot
Staticall arbitrage- pole
Building Automated Trading Systems: With an Introduction to Visual C++.NET - I have personally not red this one as I am not a code writer/programmer but programmers I know say this is very good.
Applied quantitave methods for trading and investments- Dunis
I also recommend reading Volatility trading- Sinclair. Good book for options
I can go on and on but I thing this should keep you busy for a couple of years:D
smisachu,
Where can one learn about high frequency trading ? Can you suggest books that mathematically model various instruments price movements such as stocks, options and futures ?
Thanks in Advance!
more...
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cashah19
06-15 01:16 AM
Yes she needs to be here to file I-485 and then she can leave and stay there..
Thanks for the reply, I am assuming she has the same requirements as me in terms of medical , right which means another 2 weeks after she arrives. If she can't make it here in July, can I file under CP for her. Would she then get her EAD at the same time as me. I have been trying to get in touch with my lawyer but he's not there, and I want to make sure I add her in before the dates get retrogressed again.
Thanks for the reply, I am assuming she has the same requirements as me in terms of medical , right which means another 2 weeks after she arrives. If she can't make it here in July, can I file under CP for her. Would she then get her EAD at the same time as me. I have been trying to get in touch with my lawyer but he's not there, and I want to make sure I add her in before the dates get retrogressed again.
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rtarar
07-18 01:03 PM
Pd: Aug 2004
Reached Nsc: 7/2 7:55 am
Rejected: Don Know
Ck Cashed: Not Yet
Reached Nsc: 7/2 7:55 am
Rejected: Don Know
Ck Cashed: Not Yet
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viva
02-06 08:03 PM
I totally agree with you viva...
Is this a solution to retrogression?
Oh my god...
USCIS please let our spouses work and take as much time as you want to give us the green card we are not in a hurry!!!!
How can anyone come up with these un realistic solutions man.
True true true This persons intension is not a GC but make money...
Please let us not go further into this, let us prepare ourselfs to fight for the I-485 provision that IV is working on..
We shall overcome
At least, he/she is trying to come up with a solution. Just not the kind that would help!!!!
Is this a solution to retrogression?
Oh my god...
USCIS please let our spouses work and take as much time as you want to give us the green card we are not in a hurry!!!!
How can anyone come up with these un realistic solutions man.
True true true This persons intension is not a GC but make money...
Please let us not go further into this, let us prepare ourselfs to fight for the I-485 provision that IV is working on..
We shall overcome
At least, he/she is trying to come up with a solution. Just not the kind that would help!!!!
ak27
06-14 11:10 AM
There is no reason for AOS interview. So many people were have been called for interview.. My I-485 is Employment based... I don't have any arrest or anything else on my records... My BC was cleared after 2007 filings so I am not sure why they will delay it second time...
pou-pou
06-15 08:02 AM
Ok here's a much better one than my last one, I'd like this one in the poll...
-Matt
Nice :thumb: Like it much.
Funny how much the background makes it look better ;)
-Matt
Nice :thumb: Like it much.
Funny how much the background makes it look better ;)
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